Getting a mortgage in Italy

Italy Finance, Currency, Insurance & Taxes Getting a mortgage in Italy

  • This topic is empty.
Viewing 3 posts - 1 through 3 (of 3 total)
  • Author
  • #120670 Reply

    Hi forum folks,

    We are looking to buy in the Apulia region of Italy. What we have in mind will require a small mortgage.

    How easy is it to get a mortgage and what is the process in Italy?

    Thanks in advance


    #120808 Reply

    It is possible for foreigners to get a mortgage in Italy for Italian properties. This can include the purchase and refurbishiment costs.

    However, in the last few years Italian banks have tightened up the mortgage lending policies for foreigners.

    Mortgages for foreign buyers are only available for residential properties, covering property purchases, renovation projects, or new builds. And you must be a residential buyer.

    FYI. If the existing owner has mortgage on the property. You could assume take on the mortgage at no cost and with no fee. But you will need a good legal expert to check the mortgage terms. You could make some considerable savings.

    It’s important you get expert help to improve your chances of success


    #121134 Reply

    Italian banks lend up to 60% of the purchase price.
    Residents, non residents and non Italian buyers can all get a mortgage.


Viewing 3 posts - 1 through 3 (of 3 total)
Reply To: Getting a mortgage in Italy
Your information: