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- 08/04/2022 at 12:18 AM #120720GinoFlashy
My wife is American, I’m a UK citizen. We’ve been married for over 6 years. Currently we live in the UK and considering moving to the US.
How difficult will it be for me to obtain a mortgage in the USA on just my wife’s credit score? And can my UK credit history in the UK be included / considered by mortgage companies?
Many thanks!21/09/2022 at 5:47 PM #122232Grant14
The major bureau Experian, Equifax and TransUnion operate in both the UK and the USA. However, your credit history DOES NOT translate in either direction.
I believe you’ll need a credit score of at least 620 to get a mortgage.
Both permanent and non-permanent residents can get a mortgage in the USA.
Best of luck