Portugal mortgages for retired

Portugal Finance, Currency, Insurance & Taxes Portugal mortgages for retired

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  • #120567 Reply


    Are mortagages available in Portugal for retired folk like me? If so is there an age limit? And what other restrictions or conditions are there?

    Advice and info much appreciated!


    #120573 Reply

    Normally you need take out life insurance when you get your mortgage in Portugal. And depending on your age you may find the insurance premium very high.

    I believe there are mortgage brokers that can source mortgages with higher age limits without the life insurance requirement, but there not that many options to choose from.


    #121146 Reply

    I’m a Brit buying in Portugal. Recently, when I went the mortgage route I was advised by the mortgage broker that they were tighening up on the requirements for non-EU citizens. Instead of expecting to comfortably meet the requirements, I just scraped through.


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